Differences in wealth and income by race and ethnicity are well established. How do these differences affect retirement income security?
Lifetime Income & Retirement Security
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Achieving retirement income security
The TIAA Institute explores how people can create lifetime guaranteed income, focusing on such issues as retirement income strategies, converting savings into retirement income, what factors influence retirement savings choices, and how people can be encouraged to make better decisions.
TIAA Institute Reports
Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and general audiences.
June 2022
Fifty years after the passage of Title IX, is there still a gender gap in retirement readiness?
June 2022
In the 50 years since the enactment of Title IX, which prohibits sex discrimination in any education program or activity receiving federal financial assistance, women have made enormous strides in educational attainment, work and earnings.
February 2022
The second wave of the Healthcare Sector Financial Wellness Survey provides an updated analysis of personal finances and financial well-being among full-time employees in hospitals and healthcare systems.
January 2022
Abundant economic and public policy data suggest that many Americans will struggle to maintain an adequate income in retirement.
September 2021
This paper examines estimated retirement ages and retirement income choices for TIAA participants over the 2000 to 2018 period.
April 2021
The number of older Americans has risen dramatically in recent decades, and they are taking increasing responsibility for managing their accumulated wealth.
March 2021
Since the onset of COVID-19, 22% of the full-time higher education workforce have become less confident that they will have enough money to live comfortably throughout retirement. At the same time, 9% have become more confident.
March 2021
Many people have only a vague notion of the concept of longevity risk, which in turn implies they are likely to save too little for retirement and have a low demand for longevity insurance products.