Financial Literacy

Financial Literacy icon
Financial capability improves retirement outcomes

Financial literacy is as important as schooling in building wealth and retirement income. The TIAA Institute focuses on such issues as the importance of financial literacy, the financial literacy of all Americans, as well as special groups such as Hispanics, women and Gen Y. 

Learn about our new P-Fin Index here: Financial Literacy in the United States and Its Link to Financial Wellness: The 2019 TIAA Institute-GFLEC P-Fin Index

TIAA Institute Reports

Original research produced by the TIAA Institute—both independently and in collaboration with noted scholars—examines topics of interest to the academic, nonprofit and public sectors. The reports combine statistical findings with thoughtful, data-driven observations and conclusions to provide in-depth analyses that are informative and appropriate for both technical and general audiences.

October 2022

How does financial literacy affect the higher education workforce’s debt levels, savings behavior and overall financial wellness?

June 2022

How financial literacy varies among U.S. adults

April 2022

How financial literacy varies among U.S. adults

February 2022

The second wave of the Healthcare Sector Financial Wellness Survey provides an updated analysis of personal finances and financial well-being among full-time employees in hospitals and healthcare systems.

October 2021

Are U.S adults at all ages equipped to meet common financial challenges?

April 2021

The number of older Americans has risen dramatically in recent decades, and they are taking increasing responsibility for managing their accumulated wealth.

April 2021

Financial well-being and literacy in the midst of a pandemic

 

COVID-19 has underlined the importance of possessing financial knowledge and skills—and having a financial cushion to weather the unexpected.

March 2021

Many people have only a vague notion of the concept of longevity risk, which in turn implies they are likely to save too little for retirement and have a low demand for longevity insurance products.

March 2021

What makes a market for annuity contracts successful, and what are the key demand and supply constraints that affect the performance of such a market?